Simple Ira Contribution 2025. For most individuals, the annual contribution limit for a simple ira is $16,500 in 2025 (an increase from $16,000 in 2024). That will rise to $16,500 in 2025.
The increased simple contribution limits apply automatically in the case of an eligible employer that has no more than 25 employees who received at least $5,000 of. Find out how much you can save for retirement through these 2025 ira and 401(k) contribution limits.